Client one-pagers
Pick a client. The sheet fills itself.
Five printable scenario sheets — refinance, renewal, pre-approval, sell & buy, debt consolidation — with your book's numbers already in place. Adjust anything, add a personal note, print.
Mortgage Guru
Prepared for New Client
Your current mortgage
Property value$785,000
Mortgage balance$412,000
Current rate5.19%
Monthly payment$2,441/mo
Estimated penalty$8,400
Your options
No cash out
New rate4.94%
Cash to you—
Penalty (rolled in)$8,400
New mortgage$420,400
New LTV53.6%
New payment$2,431/mo
Monthly change−$10/mo
$25,000 cash out
New rate4.94%
Cash to you$25,000
Penalty (rolled in)$8,400
New mortgage$445,400
New LTV56.7%
New payment$2,575/mo
Monthly change+$134/mo
$50,000 cash out
New rate4.94%
Cash to you$50,000
Penalty (rolled in)$8,400
New mortgage$470,400
New LTV59.9%
New payment$2,720/mo
Monthly change+$279/mo
Closing costs
Legal fees$1,800
Appraisal$500
Title insurance$350
Discharge fee$350
Mortgage registration$80
Total closing costs$3,080
A note from your broker
I've put together a refinance comparison so you can see exactly what the numbers look like — your current mortgage, the options I'd recommend, and the full cost breakdown. Happy to walk through any of it.
These numbers are estimates based on current rates and the information provided; final amounts vary with lender approval, appraisal, and exact payout figures. Rates change without notice. Penalty figures must be confirmed with the lender. Happy to walk through any of this with you. · Mortgage Guru · ratemonitoring.ca